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Bloy & Ireson v MIB [2013] QB; [2013] EWCA Civ 1543




It was held that English law should apply to the assessment of damages where a claim was made against the MIB for an accident overseas (pursuant to regulation 13 of the Motor Vehicles (Compulsory Insurance) (Information Centre and Compensation Body) Regulations 2003) and that there was no reason for regulation 13 to be given anything other than its ordinary and natural meaning. While regulation 13 was inconsistent with the agreement that the MIB had with equivalent bodies in Europe, there was nothing in the relevant European legislation that required any different interpretation of the 2003 Regulations. The Court applied the same reasoning as the Court of Appeal in Jacobs v Motor Insurers Bureau [2010] EWCA Civ 1208, [2011] 1 WLR 2609 (a case in which the MIB had obtained permission to appeal to the Supreme Court, but had then abandoned the same before the appeal hearing took place). Matthew Chapman appeared for the Claimants.

Matthew Chapman appeared for the succesful Claimants at first instance and in the Court of Appeal where the Defendant's appeal was dismissed (led by Alexander Layton QC in the Court of Appeal).